Protects your personal belongings and condo unit improvements against damage or loss from covered perils, including coverage for condo-specific risks, providing financial security and peace of mind.
Even in a well-managed building, unexpected problems can happen. A burst pipe in a neighbouring unit, a kitchen fire, or theft could leave you facing costly repairs or replacement bills. Many condo owners believe their building’s insurance will cover them fully, only to discover gaps that leave them responsible for personal belongings, upgrades, and special assessments.
Condominium unit owner insurance protects more than your belongings. It can also cover improvements you have made to your unit, help pay for temporary housing if your condo becomes unlivable, and even protect you from special assessments your condo board might levy after a covered loss. It offers the peace of mind that comes from knowing you are protected against risks unique to condominium living.
At Kilgour Bell Insurance, we understand the fine print of condo policies and how to fill the gaps left by your building’s insurance. We will work with you to create a policy that protects what matters most, including your personal property, condo improvements, and liability needs. Our local expertise, clear guidance, and responsive service mean you always have someone you can trust to explain your coverage and advocate for you when it matters most.
Your condo is more than just a place to live. It is an investment and a part of your lifestyle. Kilgour Bell Insurance can help you protect it with coverage tailored to the unique needs of condo owners. Get your free quote today and enjoy the confidence that comes from knowing you are well protected.