Watercraft Insurance

A day on the water should be relaxing, but accidents, severe weather, or theft can quickly turn it into an expensive problem. Whether it is damage to your boat, stolen equipment, or an injury involving another person, the costs can add up fast. Without the right insurance, you could be left paying for repairs, replacements, or liability claims out of pocket.

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Watercraft insurance helps protect both your vessel and your financial security. It can cover damage from collisions, storms, or vandalism, as well as theft of your boat or attached equipment. Liability coverage can protect you if you are found responsible for injury or property damage while operating your watercraft. Whether you own a fishing boat, sailboat, or personal watercraft, this coverage gives you peace of mind every time you leave the dock.

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At Kilgour Bell Insurance, we know that no two boaters are alike. We take the time to understand how you use your watercraft so we can recommend the right level of protection. With our local knowledge, straightforward guidance, and responsive support, you will always have someone you can rely on to help navigate the details of your coverage.