Specifically designed for seasonal or vacation properties, it safeguards your cottage or cabin against risks such as fire, theft, or liability issues.
Your cottage or cabin is a place to relax and make memories, but it can also face risks when you are not there to watch over it. Seasonal properties are often more vulnerable to damage from storms, break-ins, or unexpected accidents. Without the right insurance, repairing or replacing your getaway could be costly and stressful, especially if you live far away.
Cottage insurance is tailored to the unique needs of seasonal and vacation homes. It can cover damage caused by fire, theft, vandalism, or severe weather. Many policies also include liability coverage in case someone is injured on your property. Whether your cottage is used every weekend or just a few times a year, this protection helps ensure it remains a place of enjoyment rather than worry.
At Kilgour Bell Insurance, we understand the special considerations that come with insuring a seasonal property. We will work with you to create a policy that reflects how and when you use your cottage, and that provides the right balance of coverage and affordability. Our team’s local knowledge and commitment to clear, personal service mean you can feel confident your retreat is in good hands.
Your cottage is more than just a property. It is where you escape, recharge, and spend time with the people who matter most. Let Kilgour Bell Insurance help protect it with coverage designed for seasonal homes. Get your free quote today and enjoy your time away without the worry.