Covers all of your possessions as well as any damage you may cause to your rented home, such as fire.

A fire, flood, or break-in can happen when you least expect it. Without tenant insurance, replacing your possessions or covering damage you may cause to your rental unit can become a major financial setback. Many renters assume their landlord’s insurance will protect them, only to find out it covers the building but not their personal belongings or liability.

Tenant insurance covers more than just your furniture and electronics. It can help you replace clothing, appliances, and personal items after a covered loss. It also provides liability protection if you accidentally damage the property or cause injury to someone while they are visiting. Some policies even help with temporary living expenses if your rental becomes unlivable. This coverage offers affordable peace of mind for renters at any stage of life.

At Kilgour Bell Insurance, we believe renters deserve the same peace of mind as homeowners. We take the time to understand your living situation and recommend coverage that truly fits your needs and budget. Our local experience, straightforward explanations, and commitment to service mean you will always know exactly what you are covered for and how to make the most of your policy.

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Protect What Matters Most

Your rental may be temporary, but the value of your belongings and peace of mind are not. Kilgour Bell Insurance can provide tenant coverage that keeps you protected from the unexpected. Get your free quote today and rest easy knowing you are covered.